Additional Insurance Options
Critical Illness
Critical illness insurance is a specialized coverage that provides a lump-sum payment if the insured is diagnosed with a specified critical illness, such as cancer, heart attack, or stroke. Unlike traditional health insurance, critical illness insurance is designed to alleviate financial burdens associated with medical treatments, living expenses, or other costs during a critical illness. The benefit is paid regardless of whether the insured continues to work or experiences a loss of income due to the illness. It offers financial protection and peace of mind during challenging health circumstances.
Disability (A&S)
Disability insurance (also known as Accident and Sickness Insurance) is a financial safeguard that provides income replacement if an individual becomes disabled and is unable to work due to illness or injury. This insurance offers a percentage of the individual's regular income to help cover essential expenses during the disability period. Whether short-term or long-term, disability insurance ensures financial stability, allowing the insured to maintain their standard of living and meet financial obligations even when unable to work. It serves as a crucial resource for protecting financial well-being during unexpected health challenges.
Health
Health insurance is a comprehensive coverage that helps manage the costs of medical care. It typically includes a range of benefits such as hospital stays, doctor visits, prescription medications, dental care and preventive care. Health insurance plays a vital role in protecting individuals and families from the financial impact of healthcare expenses. It can be obtained through employers, government programs, or private plans, providing access to a network of healthcare providers and services. Health insurance promotes overall well-being by ensuring timely and affordable access to necessary medical treatments and preventive measures.